Reconsidération de l'éducation financière : les lacunes des programmes et les occasions de transformation
DOI :
https://doi.org/10.25071/1916-4467.40733Mots-clés :
littératie financière, finances familiales, éducation financière, développement du curriculum, apprentissage expérimentaleRésumé
Il a été démontré qu’un enseignement précoce, complet et contextuellement pertinent en matière de littératie financière pour les jeunes influence positivement les comportements financiers ainsi que les résultats psychosociaux tels que la gestion du stress et le sentiment d’efficacité personnelle. Pourtant, les ressources en matière d’éducation financière et les programmes d’enseignement secondaire présentent plusieurs limites majeures, telles qu’une prestation fragmentaire, qui entrave leur potentiel à promouvoir des habitudes positives et durables. En nous concentrant sur le contexte canadien, nous évaluons d’abord les avantages et les limites potentiels de l’éducation en littératie financière. Nous présentons et évaluons ensuite un programme d'éducation financière récemment publié dans l'Ouest canadien, analysant son cadre de prestation proposé et les possibilités de mise en œuvre ailleurs.
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